Travel Insurance:
Coverage for employees traveling for work purposes.
Vision Insurance:
Ensures employees maintain good vision and overall eye health.
Dependent Coverage:
Options to extend health and life insurance benefits to employees' dependents.
Employee Assistance Programs (EAPs):
Helps employees maintain their mental health and well-being.
Dental Insurance:
Coverage for routine dental check-ups and procedures to reduce out-of-pocket costs for employees.
Short-Term and Long-Term Disability Insurance:
Helps employees maintain financial stability during recovery periods.
Yes, many employers choose to offer different plans based on employee classifications, such as full-time vs. part-time workers or employees in different job roles. We can help you design a plan that meets the diverse needs of your workforce.
Supplementary options can include dental and vision insurance, life insurance, short-term and long-term disability coverage, critical illness insurance, and wellness programs. We can help you choose the best options to enhance your group's benefits.
When an employee leaves the company, their group insurance coverage usually ends, although they may have options for continuing coverage through COBRA or another arrangement. We can provide information about these options and help employees navigate their choices.
Group insurance demonstrates that you value your employees’ health and well-being, fostering loyalty and commitment. Offering comprehensive benefits can lead to higher job satisfaction, reducing turnover and the associated costs of recruiting and training new staff.
Contributions made by the employer towards group insurance premiums are typically tax-deductible as a business expense. Additionally, benefits received by employees are often tax-free, making it a financially advantageous option for both parties. However, it’s advisable to consult with a tax professional for specific advice tailored to your situation.
To apply for group insurance coverage, you'll need to work with our team to gather necessary information about your business and employees. The underwriting process generally involves evaluating the health risks of the group, which may include submitting employee information and participation rates. We'll guide you through each step to ensure a smooth application process.